With over 25 years of experience in the insurance industry—starting my career as an adjuster for the insurance companies—I have seen every tactic used to minimize, delay, or deny legitimate property damage claims. When you transition from working for the insurance carriers to representing the policyholders, you bring a unique playbook to the table. I know their procedures, their guidelines, and exactly how they evaluate risk and payout. Today, as the Lead Public Adjuster at S

When Should You Hire a Public Adjuster? If your home or property has been damaged, you may be wondering whether you should handle the insurance claim yourself or hire a public adjuster. Many Florida property owners don’t even realize hiring a public adjuster is an option. Others assume they only need one if the insurance company denies the claim. In reality, the best time to hire a public adjuster is often before the claim becomes difficult, delayed, or underpaid. At Santos P

If you are dealing with property damage, you may be wondering what a public adjuster in Florida actually does and whether hiring one is worth it. Most Florida property owners have heard of an insurance adjuster, but many do not realize they can hire a licensed public adjuster to represent their interests during the insurance claim process. In our experience, many clients do not even know public adjusters exist until they are already dealing with a stressful loss. Some even ca

This past weekend, Miami and the greater South Florida area experienced some of the most severe storms of the season. Heavy downpours, powerful winds, and even hail led to widespread flooding, downed trees, power outages, and significant property damage in neighborhoods from Cutler Bay to Palmetto Bay and South Miami. What Happened? Flood advisories and severe thunderstorm warnings were issued throughout Miami-Dade and Broward counties this weekend. Over 6 inches of rain fell

Learn how to prepare a comprehensive hurricane preparedness kit for South Florida homeowners. Get expert tips and ensure your safety this hu